How to Budget

Budget is simply a plan to spend your money. One effective way to budget day-to-day expenses is by using a spreadsheet. This tool allows you to organize and track your expenses in an easy-to-read format. By using a spreadsheet, you can create a budget that is tailored to your specific needs and track your progress over time. Things or regular expenses, such as rent, groceries, and transportation for you to track your actual spending against plan or budget. By regularly reviewing your spending and making adjustments as needed, you can stay on top of your finances and avoid run-away debts.